Disclaimer / No-Guarantee Notice: With respect to the recent changes in the overall economy, conditions in the mortgage industry and current financial markets, all programs and financing terms stated or implied in the above communication message and within its attachments are subject to availability and change without notice. Under no circumstances should the subject message or any parts of its attachments be interpreted as a conclusive loan approval nor shall any contents of the same be construed as a guarantee to make a loan. Respectively, since no part of this communication shall be interpreted as legal/tax/insurance advice, the recipient is to consult his/her licensed attorney/tax/insurance professionals for the related services. Further, as a blanket policy at Bankers Unlimited Mortgage, any and all documents received electronically, via e-mail/fax/text-messaging or by physical mail or any other delivery means, methods, shapes or forms inclusive of prints and/or electronic media, will not be returned nor can be forwarded to any other parties chosen by the applicants/senders.